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Urban Connect Home Loan

Enjoy an urban, inner-city lifestyle with our Urban Connect Home Loan. We offer low entry costs, with a low 2% deposit and no lender's mortgage insurance. Learn more and apply today.

Start living your urban lifestyle sooner with our Urban Connect Home Loan.

Loan features:

  • Available for medium and high-density apartments (now available for one-bedroom apartments), giving you more choice in where you live and what you can buy. 
  • Low 2% deposit so you can get into your own home sooner.
  • No lender's mortgage insurance.
  • Urban locations and close to rail transport hubs.
  • For singles, couples and families.
  • For owner-occupiers only, meaning you need to live in your home during the life of your Keystart loan, not rent it out. This loan product is not available for investors.

Related loan product:

Interested in Urban Connect Home Loan? Enquire today.

 

Urban lifestyle. Apartment living.

Urban Connect is available for the purchase of an apartment.

Considering an off-the-plan apartment?

If you're interested in an off-the-plan apartment (meaning it hasn't been built yet), you may be interested Urban Connect Plus. Urban Connect Plus is a specially designed loan to cover the developer’s deposit for an off-the-plan apartment if you don’t have funds available upfront.

More about Urban Connect Plus 

If you purchase a new apartment, you may be eligible for either a stamp duty concession or rebate.

Want to live in the inner metro area?

Looking to stay central? There are a lot of great reasons to live in Perth's inner city. Access to great facilities and close to the city for work or play - the choice is yours!  

Transport hubs and station precincts 

Urban Connect Home Loan is available in suburbs close to selected rail transport hubs. Live close to public transport and enjoy an urban lifestyle, with a connection to your city within walking distance.

Want to live in the inner metro area?

Looking to stay central? There are a lot of great reasons to live in Perth's inner city. Access to great facilities and close to the city for work or play - the choice is yours!  

 

Rates and fees

For purchasing homes in the
% PA

Variable rate

% * PA

Comparison rate

Click for more info

Deposit required

Maximum loan term

  • Lender's mortgage insurance $0
  • Additional repayments allowed? Yes
  • Flexibility in repayment frequency Yes
  • Monthly account keeping fees $0
  • Loan increases? Click for more info
  • Statement frequency 6 Monthly

*Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Income limits

Just me (maximum income)
Two of us (maximum income)
Family (maximum income)

Get started!

Enter your details below to find out if you may be eligible for the Urban Connect Home Loan. One of our home loan specialists will be in touch to do an assessment over the phone with you.

You can also give us a call on 1300 578 278 to find out more.
You can view all our loan products here. 

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Q&A's about this loan

Generate Key Facts Sheet

Select the purpose of the home loan and type the amount you would like to borrow to generate the Key Facts Sheet.

Purpose of the home loan Click for more info