Buying a home

Looking for answers to your big questions?

We are here to help!

• Q What does a settlement agent do?
  A

  A settlement agent prepares the legal documents for you to complete and return to their office to allow settlement to occur. You'll need to appoint a settlement agent to conduct settlement on your behalf. The seller will also have a settlement agent.  You can read more at A guide to settlement

   

   

• Q Can we purchase an established residential home in the town near the farm?
  A

  Yes. Keystart will lend up to 90% of the residential security value without Lenders Mortgage Insurance.
• Q Who can Keystart assist?
  A

  Keystart aims to make the dream of affordable home ownership a reality for more people. Our low deposit home loans have provided an attainable pathway into home ownership for more than 100,000 Western Australians. Keystart can assist first home owners and subsequent home owners. Find out more about our loan requirements.

  Your requirements for a loan
• Q Is there a time limit for the discharge form?
  A

  The form expires six months from the date of it being lodged with Keystart. If settlement has not occurred within six months of the discharge form being signed, we will need a new one to be completed.

• Q What type of home can I buy?
  A

  With Keystart's Low Deposit Home Loan you either can purchase an established property, build a new home through a registered builder or buy a newly constructed property. You can build an apartment, a townhouse, a stand-alone home or a unit - the choice is yours! 

• Q How does Keystart assess the impact my disability has on my home?
  A

  The disability must be a continuing condition that is permanent, or likely to be permanent and restricts everyday activities. You will need to provide evidence that the disability impacts your housing needs to the extent you need to relocate to be near to support services or you need to have a purpose built or modified home.