Home Renovation Campaign

Renovate your home to better suit your needs.

Features

Designed for a significant renovation project, as a top-up on your existing loan if affordable
Only available to existing Keystart customers

Things to know

Renovation finance
You can apply for renovation finance through Keystart.
Is it affordable for you?

We'll go through your financial situation to assess if an extension to your loan is suitable and affordable for you.
To be eligible, the loan-to-value (LVR) ratio on your existing Keystart loan, including any additional funds you borrow for renovations, must not exceed 95% of the current value of your home.
LVR is the amount of your loan as a percentage of your property's value. For example, if your property is worth $400,000 and your loan amount is $320,000, your LVR is 80%.
Keystart recommends that you seek your own independent financial advice prior to making any decisions about your financial needs. Any examples given are provided for illustrative purposes only.
Existing customers only

Our Home Renovation Campaign is only available to eligible existing Keystart customers.
If you have a Shared Ownership Home Loan, and you are able to purchase the remaining Housing Authority share in your property and borrow additional funds for home renovations, you may also be eligible.

Rates and fees

Maximum loan amount: $100,000

Minimum loan amount: $1,000

Interest rate and comparison rate: Will depend on your existing loan type.

For Low Deposit Home Loan customers:

4.54% for customers with loans from 16 October 2009

3.76% for customers with loans prior to 16th October 2009

Monthly account keeping fees: $0

Statement frequency: 6 monthly

Flexibility in repayment frequency: Yes

Income limits

No income caps. Income must be sufficient to service the proposed loan amount.

Let's get started

Get in contact to see if you could be eligible for this campaign.

We'll do an assessment on your current situation to ensure an extension of your existing loan is affordable for you. To be eligible, the loan-to-value (LVR) ratio on your existing Keystart loan, including any additional funds you borrow for renovations, must not exceed 95% of the current value of your home.

We recommend that you seek your own independent financial advice prior to making any decisions about your financial needs.

If you would like to get in touch, call us on 1300 578 278, Monday to Friday, 8:00am to 5:00pm. You can also email customer@keystart.com.au. We're here to help.

Start an enquiry

Read our home renovation guide