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Do I qualify for a loan?

Your suitability
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Your suitability

What is the purpose of this home loan?
Are you applying for this home loan just for you or with someone else?
Is the second applicant your partner?
Are you and any other applicant an Australian Citizen or Permanent Resident?

Are you or any other applicant currently living in, or planning to live in, Western Australia?

Do you and any other applicant currently own/part-own any other home or land?

Within the last years, have you
  • started an apprenticeship,
  • been working as a skilled worker in a building and construction occupation. (See eligible occupations list) OR
  • graduated with a Certificate III qualification or higher?
Have you or any other applicant been bankrupt?

You may still be eligible even if you or any other applicant has been bankrupt, depending on when your bankruptcy was discharged.


Has it been discharged more than two years ago?

Do you or any other applicant have outstanding defaults or court judgements?

You may still be eligible if you have an outstanding default on your credit file depending on the amount and type of default.

Do you intend to live in the property for the duration of your Keystart loan?

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Disclaimer

For comparison rates and rates for our other loan products, see Compare our home loans.

Urban Connect Shared Equity Home Loan

This figure is based on the current standard variable rate for the Urban Connect Shared Equity Home Loan. For comparison rates and rates for our other loan products, see Compare our home loans.